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Infertility Benefits in the Job Market: Key 2025 Survey Trends

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Overview - Top 3 trends from SurrogateFirst

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#1: Benefits Equality is Mainstreamed as a topic
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#2 Offering Infertility Benefits Matters
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#3 Employer Policies are Under Delivering on Employee Expectations

About this survey

Methodology

  • All data and insights captured via online survey.
  • Intended parents were recruited via SurrogateFirst email list. 10 respondents completed the survey between March 17, 2025 and March 25, 2025.
  • Respondents without surrogacy background were recruited via a third party service. 183 respondents completed the survey between March 17, 2025 and March 25, 2025.
  • Overall sample size / N = 193 completions.

Contents

01.
Executive Summary

Benefits Equality is Mainstreamed

Offering Infertility Benefits is Important to Meet Employee Expectations & Satisfaction

  • Fertility benefits are increasingly common and expected among IPs. 4 out of 10 IPs said their companies provide insurance benefits that cover infertility treatment (5% for general public). On average, those benefits provide $11,000 in coverage. 83% of intended parents are willing to pay a higher premium for additional benefits.
  • 70% of IPs and 15% of general public find it very or extremely important for their employers to offer inclusive infertility benefits as part of job satisfaction and company loyalty.

Employer Policies are Under Delivering on Employee Expectations

  • 40% of intended parents rated their company policies as “poor” or “very poor” in helping employees seeking support to a become parent via IVF, surrogacy and adoption; and they strongly agree or agree (80%) that more support should be offered.

Infertility Benefits & Employee Retention

  • Job Retention: 90% of intended parents (87% in 2923) and  29% of general public (42% in 2023) would be inclined to stay with a company that offered comprehensive infertility benefits.
  • Switching Jobs: 70% of intended parents (79% in 2023) and  29% of general public (33% in 2023) would consider switching jobs that offer substantially more comprehensive infertility benefits.

02.
Benefits Equality

How aware is the general public on surrogacy?

In 2023, 11% of respondents from the general audience reported knowing a friend or family member who had successfully completed a surrogacy journey. By 2025, 17% said they knew someone who had used surrogacy.

How aware is the general public on surrogacy​

What is your annual household income?

Intended Parents pursuing surrogacy tend to have higher incomes ($235,000) compared to the broader population. Placing them in the upper middle class of American wage earners.

The total cost of surrogacy creates a financial barrier and limits access to the services needed to pursue family building to those who don’t have financial support.

2023 vs 2025: The average household income increased for both categories, with the trend of higher incomes among IPs remaining consistent.

Ip annual household income

2025: Does your organization's insurance plan cover IVF, infertility, surrogacy costs?

40% of IPs and 5% of general public respondents have their IVF, infertility, or surrogacy expenses covered by their employer.

This reflects the recognition of the importance infertility benefits have become to employee satisfaction and expectations.

2023 vs 2025: In 2025, 40% of surveyed IPs said their organisations insurance plan covers IVF, infertility, surrogacy costs compared to 32% in 2023.

Company insurance covering infertility graph

How much coverage does your employer provide?

On average, employers are providing $11,000 in health insurance coverage and benefits to their employees for infertility related services.

Intended parents receive slightly higher coverage ($11,250) for IVF, infertility, or surrogacy costs compared to individuals who are not engaged in surrogacy.

2023 vs 2025: The average health insurance coverage for infertility remained consistent. The gap in coverage between IPs and the general public in 2025 is less pronounced compared to 2023.

Employer coverage of infertility graph

Would you be willing to pay a higher premium for a health insurance plan that covers surrogacy?

Intended parents would pay a higher premium for a health insurance plan to cover surrogacy, while people who do not intend to have a child through surrogacy would rather not.

Companies should consider offering additional health coverage plans to employees to manage their future family building plans.

2023 vs 2025: The trend remains consistent across years, although the willingness to pay more has declined for both groups since 2023. Read the 2023 results here.

Health insurance premium including infertility graph

Do you support legislation that requires companies to provide health insurance coverage for the diagnosis and treatment of infertility and fertility services, including surrogacy?

2023 vs 2025: The trend remains consistent across years.

Most respondents (90% of IPs and 51% of general population), support legislation that requires companies to provide health insurance coverage for the diagnosis and treatment of infertility and fertility services.

Particularly, intended parents are 76% more likely to support such legislation compared to the general population.

In favor of additional fertility benefits graph

03.
Infertility Benefits & Employee Satisfaction

How important is it for your employer to provide inclusive benefits, such as infertility & surrogacy coverage, in terms of your job satisfaction and loyalty?

2023 vs 2025: The trend remains consistent across years.

Intended parents believe it is very or extremely important (70%) for their employers to provide infertility & surrogacy coverage in terms of their job satisfaction and loyalty.

In contrast, for those who do not plan to have a child through surrogacy, this benefit is 367% less important, being rated as “not at all important” or “slightly important” (52%).

Importance of fertility benefits employee satisfaction graph

How would you rate your employer's current policies and support for employees seeking to become parents through IVF, surrogacy and adoption?

2023 vs 2025: The trend remains consistent across years.

IPs are not satisfied with policies and support for infertility benefits to employees, with 40% saying current support policies and support are “poor” or “very poor.”

Intended parents were 208% more likely to rate their employer’s policies as “poor” or “very poor” compared to others.

Rating employer infertility policy graph

Do you agree employers should offer additional support or benefits to employees pursuing IVF, surrogacy and adoption?

2023 vs 2025: The trend remains consistent across years.

Intended parents also agree that employers should offer additional support or benefits to employees pursuing IVF, surrogacy and adoption, expressing this opinion 95% more frequently than people from the general population.

General audience is often not decided (neither agree nor disagree, 43%) that employers should offer additional support.

In favor of additional fertility benefits graph

Do you agree employers should offer additional support or benefits to employees pursuing IVF, surrogacy and adoption?

2023 vs 2025: The trend remains consistent across years.

Intended parents also agree that employers should offer additional support or benefits to employees pursuing IVF, surrogacy and adoption, expressing this opinion 95% more frequently than people from the general population.

General audience is often not decided (neither agree nor disagree, 43%) that employers should offer additional support.

In favor of additional fertility benefits graph

04.
Infertility Benefits & Employee Retention

Would you be more inclined to stay with a company that offers comprehensive coverage for IVF, surrogacy and adoption?

2023 vs 2025: The trend remains consistent across years.

90% of IPs would be inclined to stay with a company that provided comprehensive infertility benefits.

Intended parents are more likely to stay with a company that provides coverage for IVF, surrogacy, and adoption, while individuals from the general population were 550% more frequently neutral on this matter.

Employee retention vs infertility benefit graphj

Would you consider switching jobs if new employer offered substantially more comprehensive coverage for infertility & surrogacy?

2023 vs 2025: The trend remains consistent across years.

In 2025, intended parents would be 133% more inclined to change jobs if a new employer offered significantly more extensive coverage for infertility and surrogacy.

Companies need to be aware and proactive in retaining key talent that are likely to experience infertility and family creation challenges with strong health coverage plan options.

Employee loyalty vs fertility benefit graph
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